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~ How does travel insurance work? ~

How does travel insurance work?

We highly recommend the purchase of Travel Insurance. The cost is 8% of your total price but the peace of mind is invaluable. You may also call us to extend travel insurance to your airline tickets or other travel accommodations you have made.

The purpose of travel insurance is to provide protection for travelers against the unique risks associated with travel, before trip departure and during the trip itself. iCruise.com is proud to offer Allianz Global Assistance Travel Protection.

Please read this important information carefully. You, your loved ones, and your vacation are very important to us, and we believe very strongly in the benefits of purchasing travel insurance.

Travel insurance can pay you cash back for:

  • Cancellation penalties if you or a traveling companion become ill or injured prior to leaving home;
  • Cancellation because of a pre-existing medical condition;
  • Death of a family member;
  • Travel delays due to bad weather;
  • An emergency that forces you to cut your trip short;
  • Lost or stolen luggage and personal items, and much more.

Plus, travel insurance can pay up front, while traveling, for medical care and emergency transportation that your health care provider will not cover.

If you are a non-U.S. Citizen, or a resident of the State of Washington, please contact WMPH Vacations for a quote on a policy applicable to you.

Buy it with your initial deposit and you will receive the maximum amount of coverage and the best value for your premium. Plus, there is no risk to you.

If you cancel your vacation without supplier penalties your policy can be used on a future vacation when traveling within 2 years of purchase!

Optional travel insurance available through WMPH Vacations may be purchased up to, but no later than, the Final Payment Due Date on your invoice, but some benefits may not apply.

As soon as you book air travel, ground transportation, hotel accommodations, or any other service as part of your planned trip, you are required to contact WMPH Vacations to update your insurance policy. We must change the coverage dates and increase the value of your coverage to maintain all benefits. Additional premium will apply. If you fail to contact us within 14 days, and later file a claim, the insurance company will deny that claim, and pre-existing medical conditions coverage will be forfeited.

Travel Protection Benefits & Coverage Limit
Benefits Coverage Limit
Trip Cancellation Up to Amount Purchased
Trip Interruption Up to Amount Purchased
Emergency Medical/Dental Coverage $100,000
Emergency Medical Transportation $500,000
Baggage Loss/Damage $1,000
Baggage Delay $200
Travel Delay $1,200
Travel Accident $10,000
Missed Connection $500
24-Hour Hotline Assistance Included
Concierge Included

*Benefits are per person. All insureds must purchase the same plan. Maximum coverage available is $20,000

Cost

The insurance premium is based on 8.25% of the total cost of the trip including all covered components such as air transportation purchased separately. This plan is available to persons whose primary residence is in the United States.

24-Hour Emergency Assistance Services

Allianz Global Assistance’s 24-Hour Emergency Hotline Provides You With Immediate Aid For:

  • Medical Referral
  • Legal Referral
  • Emergency Cash Transfer
  • Lost Ticket & Passport Assistance
  • Emergency Prescription Refill Assistance

Please review the Certificate of Insurance/Policy for restrictions, limitations and conditions that may apply.
Insurance benefits are underwritten by BCS Insurance Company on Form No. 52.201 or 52.401. or Jefferson Insurance Form No. 101-C-XX-01 or 101-P-XX-01, depending on the insured’s state. World Access Service Corp., a company of Mondial Assistance, is the licensed producer and administrator for this plan and an affiliate of Jefferson Insurance Company.

Note:

In all states except NY, TX and WA, the insurance premium is based on 8.25%
of the total cost of the trip including all covered components such as air
transportation purchased separately. This plan is available to persons whose
primary residence is in the United States.

ATTENTION CLIENTS RESIDING IN NY & WA: Your premium is based on 8% of the
total cost of the trip as defined above.

ATTENTION CLIENTS RESIDING IN TX: Your premium is based on 7.75% of the
total cost of the trip as defined above.

ATTENTION: CANADIANS RESIDING IN QUEBEC are not eligible for Allianz.
Additional restrictions apply to residents of Canada.

California Residents: TThis plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan. We are doing business in California as WASC Insurance Agency. CA License # is 0B01400.
Florida Residents: The benefits of the Policy providing your coverage are governed primarily by the law of a state other than Florida.
Washington State Residents:WMPH Vacations standard Travel Insurance policy initially offered does not apply to your reservation. Please contact WMPH Vacations to receive a revised quote for a Travel Insurance policy applicable to your state of residence.
Plan may not be available in all jurisdictions.

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